Mr. Manfredi spent 35 years in education as a teacher and a coach. He loved it because he could lead, build, motivate, and watch people reach their goals. At retirement, Mr. Manfredi thought he left that all behind, but as one chapter of his life closed, another one opened and in came Complete Spectrum Financial Services, Inc. offering Tony the opportunity to continue his passion on a new level. Although Tony has more time for golf, he still hasn’t gotten any better! Tony and his wife enjoy spending time with their two children and grandson.